Brands
30 manufacturers
Cost character, the finance arm behind each — Tesla Financing, Volkswagen Financial Services, Ford Credit and the rest — and which structures they sell through.
What a car really costs to own — by brand, by country, by how you pay
The price on the windscreen is the smallest part of what you will pay. Depreciation, energy, insurance and the structure of the finance dominate — and they differ by brand, by country and by how you sign.
30manufacturers
29 + USmarkets
72peer-reviewed citations
0rates quoted
Three ways in
Countries
29 European markets and the US
How each country taxes cars, how people there actually finance them, and which reputable lenders to get a dated quote from.
Financing
7 ways to pay
Cash, bank loan, captive finance, PCP, lease, salary sacrifice, subscription — how each works, who it suits, and what catches people out.
Method
Read this first
Why depreciation beats everything, why the monthly figure is designed to mislead, and why the energy line is the one you still control after buying.
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